Auto accident injuries are unique, diverse and can be quite tricky to identify and even more troubling to correct. It's quite possible that even a seemingly minor injury can cause a lifetime of discomfort. Even worse, you might not realize you're injured until weeks or even months later, after you've already told the insurance companies that you're fine.
Oftentimes, MDs will refer auto accident victims to a chiropractor for further care and adjustments. If you've been in an auto accident, never tell anyone that you're fine until you've been seen by both an MD and chiropractor. Insurance agents are trained to get you to settle right away, often because they know injuries can take time to appear. If you get into an accident, keep these tips in mind.
Don't Sign Anything
Don't accept a settlement, even if it's very generous, until you've sought proper medical care. Remember that there's no substitute for good health, and it's very possible that you might have a medical issue that hasn't shown symptoms yet. See a MD immediately, and request a referral to a chiropractor if your insurance requires a referral. MDs and chiropractors have very different angles and offer different care, so you can't compare the two.
If an insurance agent pressures you, tell them to stop. There's no immediate deadline for you to accept a settlement, and realize that when and if you do, you're signing away your rights. A settlement means just that-that things are settled. This puts you in a bad place if a medical issue appears a few weeks after the accident.
Choosing the Right Insurance
If you're the victim in an auto accident, you're in the best situation. However, if you're found at fault, you need to make sure you have comprehensive insurance that includes chiropractic care. This is something you can do now to prepare for worst case scenarios in the future. When shopping for health insurance, make sure you know exactly what is and isn't covered.
Many policies allow you to add on a la carte options, so make sure you check for this option. If you have limited say in what medical insurance you have, as many employees do, talk with HR about options. Make sure you air your concerns over holistic care that include chiropractic, acupuncture, mental health and natural medicine doctors.
Understanding the Reality
Many people see chiropractors regularly for the rest of their life after an auto accident. Others feel back to normal after a few sessions. There's no telling how your body and unique situation will work with chiropractic care. You may need to complement chiropractic treatment with others, such as acupuncture. Finding the right treatment cocktail takes trial, error and time.
The most dangerous part of an accident is often right afterward. You're shaken up, scared and want to get things back to normal as quickly as possible. That's a bad idea, since you're not in the right mindset to assess how you're feeling. Take your time, don't let people pressure you and make sure you make the right decisions for you and your well-being.
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